A mischievous 80-year-old Carlex reader sends in this latest flier that has popped into his letter box: the McCarthy and Stone funeral plan.
The company that pioneered retirement leasehold – with exit fees, subletting fees, atrocious re-sale values etc – is eager to ensure that your “loved-ones” aren’t left out of pocket when you die.
“Help relieve the financial stress on loved ones,” it pleads.
“By paying funeral costs in advance, you’ll be relieving your loved ones from having to pay for the funeral when the time comes – and that’s one less thing to worry about …
With a Guaranteed Funeral Plan from Dignity, you’ll only pay what the cost of a funeral would be if it were arranged today …”
Just like service charges – but rather more so than wages, pensions or, indeed, the rate of inflation – funeral costs are unaccountably rising. They are 6.89 per cent a year, the flier from McCarthy and Stone alleges.
The company does not accept that its own service charges are unaccountably rising. They are transparent, it claims, and some have gone down in recent years. Or, there have only been small increases mainly in line with inflation.